Compare plans

57 plans · tick up to 3 to compare side by side

Source: CMS CY2027 Medicare Advantage & Part D Landscape (Sept 2026). Dental/vision/hearing aren’t in the CMS file — “?” means check the plan’s Summary of Benefits.

HAP Medicare Connect (HMO)

Advantage HMO · Health Alliance Plan by Henry Ford Health

Must use network doctors, except emergencies.

Premium $0/moMax $5,600
True yearly cost
$3,575
Worst case $10,135

HAP Medicare Superior (HMO)

Advantage HMO · Health Alliance Plan by Henry Ford Health

Must use network doctors, except emergencies.

Premium $0/moMax $5,800
True yearly cost
$3,575
Worst case $10,335

Wellcare Simple (HMO-POS)

Advantage HMO · Wellcare

HMO with some out-of-network coverage (POS).

Premium $0/moMax $7,100
True yearly cost
$3,575
Worst case $11,635

Wellcare Giveback (HMO-POS)

Advantage HMO · Wellcare

HMO with some out-of-network coverage (POS).

Premium $0/moMax $9,850
True yearly cost
$3,575
Worst case $14,385

Wellcare Assist (HMO-POS)

Advantage HMO · Wellcare

HMO with some out-of-network coverage (POS).

Premium $0/moMax $7,100
True yearly cost
$3,575
Worst case $11,635

McLaren Medicare Inspire (HMO)

Advantage HMO · McLaren Medicare

Must use network doctors, except emergencies.

Premium $0/moMax $6,600
True yearly cost
$3,575
Worst case $11,135

McLaren Medicare Inspire Giveback (HMO)

Advantage HMO · McLaren Medicare

Must use network doctors, except emergencies.

Premium $0/moMax $6,750
True yearly cost
$3,575
Worst case $11,285

PriorityMedicare Smart Savings (HMO-POS)

Advantage HMO · Priority Health Medicare

HMO with some out-of-network coverage (POS).

Premium $0/moMax $9,850
True yearly cost
$3,575
Worst case $14,385

PriorityMedicare Key (HMO-POS)

Advantage HMO · Priority Health Medicare

HMO with some out-of-network coverage (POS).

Premium $0/moMax $6,950
True yearly cost
$3,575
Worst case $11,485

Aetna Medicare Signature (HMO-POS)

Advantage HMO · Aetna Medicare

HMO with some out-of-network coverage (POS).

Premium $0/moMax $6,750
True yearly cost
$3,575
Worst case $11,285

Trinity Health Plan of Michigan No Premium (HMO)

Advantage HMO · Trinity Health Plan of Michigan

Must use network doctors, except emergencies.

Premium $0/moMax $6,500
True yearly cost
$3,575
Worst case $11,035

Trinity Health Plan of Michigan Cash Back (HMO)

Advantage HMO · Trinity Health Plan of Michigan

Must use network doctors, except emergencies.

Premium $0/moMax $9,850
True yearly cost
$3,575
Worst case $14,385

Humana Gold Plus H8908-004 (HMO-POS)

Advantage HMO · Humana

HMO with some out-of-network coverage (POS).

Premium $0/moMax $4,400
True yearly cost
$3,575
Worst case $8,935

PriorityMedicare Align (HMO-POS)

Advantage HMO · Priority Health Medicare

HMO with some out-of-network coverage (POS).

Premium $6/moMax $6,800
True yearly cost
$3,650
Worst case $11,410

Humana Value Plus H5216-382 (PPO)

Advantage PPO · Humana

PPO: see out-of-network doctors at higher cost.

Premium $0/moMax $9,850
True yearly cost
$3,815
Worst case $14,385

Humana Full Access Giveback (PPO)

Advantage PPO · Humana

PPO: see out-of-network doctors at higher cost.

Premium $0/moMax $9,850
True yearly cost
$3,815
Worst case $14,385

Medicare Plus Blue Value (PPO)

Advantage PPO · Blue Cross Blue Shield of Michigan

PPO: see out-of-network doctors at higher cost.

Premium $0/moMax $6,750
True yearly cost
$3,815
Worst case $11,285

AARP Medicare Advantage from UHC MI-0001 (PPO)

Advantage PPO · UnitedHealthcare

PPO: see out-of-network doctors at higher cost.

Premium $0/moMax $7,150
True yearly cost
$3,815
Worst case $11,685

HAP Medicare Explore (PPO)

Advantage PPO · Health Alliance Plan by Henry Ford Health

PPO: see out-of-network doctors at higher cost.

Premium $0/moMax $6,050
True yearly cost
$3,815
Worst case $10,585

HAP Medicare Prime (PPO)

Advantage PPO · Health Alliance Plan by Henry Ford Health

PPO: see out-of-network doctors at higher cost.

Premium $0/moMax $6,400
True yearly cost
$3,815
Worst case $10,935

Humana Full Access Giveback (PPO)

Advantage PPO · Humana

PPO: see out-of-network doctors at higher cost.

Premium $0/moMax $9,850
True yearly cost
$3,815
Worst case $14,385

Humana Full Access (PPO)

Advantage PPO · Humana

PPO: see out-of-network doctors at higher cost.

Premium $0/moMax $5,200
True yearly cost
$3,815
Worst case $9,735

McLaren Medicare Inspire Plus (HMO)

Advantage HMO · McLaren Medicare

Must use network doctors, except emergencies.

Premium $20/moMax $5,900
True yearly cost
$3,815
Worst case $10,675

Humana Full Access (PPO)

Advantage PPO · Humana

PPO: see out-of-network doctors at higher cost.

Premium $0/moMax $5,200
True yearly cost
$3,815
Worst case $9,735

PriorityMedicare Edge (PPO)

Advantage PPO · Priority Health Medicare

PPO: see out-of-network doctors at higher cost.

Premium $0/moMax $7,100
True yearly cost
$3,815
Worst case $11,635

PriorityMedicare Thrive (PPO)

Advantage PPO · Priority Health Medicare

PPO: see out-of-network doctors at higher cost.

Premium $0/moMax $7,150
True yearly cost
$3,815
Worst case $11,685

Aetna Medicare Signature (PPO)

Advantage PPO · Aetna Medicare

PPO: see out-of-network doctors at higher cost.

Premium $0/moMax $5,200
True yearly cost
$3,815
Worst case $9,735

Aetna Medicare Value Care (PPO)

Advantage PPO · Aetna Medicare

PPO: see out-of-network doctors at higher cost.

Premium $0/moMax $5,900
True yearly cost
$3,815
Worst case $10,435

Aetna Medicare Signature Extra (PPO)

Advantage PPO · Aetna Medicare

PPO: see out-of-network doctors at higher cost.

Premium $0/moMax $4,900
True yearly cost
$3,815
Worst case $9,435

HAP Member Assist (PPO)

Advantage PPO · Health Alliance Plan by Henry Ford Health

PPO: see out-of-network doctors at higher cost.

Premium $6/moMax $5,600
True yearly cost
$3,890
Worst case $10,210

BCN Advantage Elements (HMO-POS)

Advantage HMO · Blue Care Network

HMO with some out-of-network coverage (POS). Does not include drug coverage.

Premium $0/moMax $4,500
True yearly cost
$4,175
Worst case $9,635

HAP Medicare MedicalAccess (HMO)

Advantage HMO · Health Alliance Plan by Henry Ford Health

Must use network doctors, except emergencies. Does not include drug coverage.

Premium $0/moMax $4,500
True yearly cost
$4,175
Worst case $9,635

Trinity Health Plan of Michigan Glory No RX (HMO)

Advantage HMO · Trinity Health Plan of Michigan

Must use network doctors, except emergencies. Does not include drug coverage.

Premium $0/moMax $6,500
True yearly cost
$4,175
Worst case $11,635

Humana Full Access (PPO)

Advantage PPO · Humana

PPO: see out-of-network doctors at higher cost.

Premium $41/moMax $4,800
True yearly cost
$4,307
Worst case $9,827

Medicare Plus Blue + Meijer (PPO)

Advantage PPO · Blue Cross Blue Shield of Michigan

PPO: see out-of-network doctors at higher cost.

Premium $45/moMax $6,750
True yearly cost
$4,355
Worst case $11,825

Trinity Health Plan of Michigan Plus (HMO)

Advantage HMO · Trinity Health Plan of Michigan

Must use network doctors, except emergencies.

Premium $69/moMax $5,900
True yearly cost
$4,403
Worst case $11,263

Humana USAA Honor Giveback (PPO)

Advantage PPO · Humana

PPO: see out-of-network doctors at higher cost. Does not include drug coverage.

Premium $0/moMax $6,550
True yearly cost
$4,415
Worst case $11,685

Humana USAA Honor Giveback (PPO)

Advantage PPO · Humana

PPO: see out-of-network doctors at higher cost. Does not include drug coverage.

Premium $0/moMax $6,550
True yearly cost
$4,415
Worst case $11,685

HumanaChoice R0110-013 (Regional PPO)

Advantage PPO · Humana

PPO: see out-of-network doctors at higher cost. Does not include drug coverage.

Premium $0/moMax $6,550
True yearly cost
$4,415
Worst case $11,685

AARP Medicare Advantage Patriot No Rx MI-MA01 (PPO)

Advantage PPO · UnitedHealthcare

PPO: see out-of-network doctors at higher cost. Does not include drug coverage.

Premium $0/moMax $6,700
True yearly cost
$4,415
Worst case $11,835

Aetna Medicare Eagle (PPO)

Advantage PPO · Aetna Medicare

PPO: see out-of-network doctors at higher cost. Does not include drug coverage.

Premium $0/moMax $5,200
True yearly cost
$4,415
Worst case $10,335

PriorityMedicare Value (HMO-POS)

Advantage HMO · Priority Health Medicare

HMO with some out-of-network coverage (POS).

Premium $74/moMax $6,000
True yearly cost
$4,463
Worst case $11,423

PriorityMedicare Thrive Plus (PPO)

Advantage PPO · Priority Health Medicare

PPO: see out-of-network doctors at higher cost.

Premium $68/moMax $6,600
True yearly cost
$4,631
Worst case $11,951

AARP Medicare Advantage from UHC MI-0002 (PPO)

Advantage PPO · UnitedHealthcare

PPO: see out-of-network doctors at higher cost.

Premium $70/moMax $5,900
True yearly cost
$4,655
Worst case $11,275

PriorityMedicare (HMO-POS)

Advantage HMO · Priority Health Medicare

HMO with some out-of-network coverage (POS).

Premium $97/moMax $5,100
True yearly cost
$4,739
Worst case $10,799

HAP Senior Plus (HMO-POS)

Advantage HMO · Health Alliance Plan by Henry Ford Health

HMO with some out-of-network coverage (POS).

Premium $105/moMax $4,650
True yearly cost
$4,835
Worst case $10,445

Humana Full Access R0110-014 (Regional PPO)

Advantage PPO · Humana

PPO: see out-of-network doctors at higher cost.

Premium $89/moMax $7,050
True yearly cost
$4,883
Worst case $12,653

Medicare Plus Blue Vitality (PPO)

Advantage PPO · Blue Cross Blue Shield of Michigan

PPO: see out-of-network doctors at higher cost.

Premium $102/moMax $5,000
True yearly cost
$5,036
Worst case $10,756

Original Medicare (A + B) + Part D

Original only · Medicare

Go to any doctor that takes Medicare, but you pay 20% with no yearly limit. Risky without extra coverage.

Premium $0/moMax no limit
True yearly cost
$5,041
Worst case unlimited

BCN Advantage Classic (HMO-POS)

Advantage HMO · Blue Care Network

HMO with some out-of-network coverage (POS).

Premium $127/moMax $4,800
True yearly cost
$5,099
Worst case $10,859

Medigap Plan N + Part D

Original + Medigap · Various insurers (typical price)

Cheaper than Plan G, with small copays ($20 office / $50 ER). Still use any Medicare doctor. Price shown is a typical estimate.

Premium $122/moMax $900
True yearly cost
$5,193
Worst case $7,499

Medicare Plus Blue Signature (PPO)

Advantage PPO · Blue Cross Blue Shield of Michigan

PPO: see out-of-network doctors at higher cost.

Premium $131/moMax $4,300
True yearly cost
$5,387
Worst case $10,407

PriorityMedicare Merit (PPO)

Advantage PPO · Priority Health Medicare

PPO: see out-of-network doctors at higher cost.

Premium $141/moMax $5,000
True yearly cost
$5,507
Worst case $11,227

Medigap Plan G + Part D

Original + Medigap · Various insurers (typical price)

Highest peace of mind. After the small Part B deductible, nearly everything is covered. Price shown is a typical estimate.

Premium $168/moMax $283
True yearly cost
$5,514
Worst case $7,434

HAP Senior Plus (PPO)

Advantage PPO · Health Alliance Plan by Henry Ford Health

PPO: see out-of-network doctors at higher cost.

Premium $165/moMax $4,450
True yearly cost
$5,795
Worst case $10,965

BCN Advantage Prestige (HMO-POS)

Advantage HMO · Blue Care Network

HMO with some out-of-network coverage (POS).

Premium $256/moMax $4,400
True yearly cost
$6,647
Worst case $12,007

Medicare Plus Blue Assure (PPO)

Advantage PPO · Blue Cross Blue Shield of Michigan

PPO: see out-of-network doctors at higher cost.

Premium $255/moMax $4,000
True yearly cost
$6,880
Worst case $11,600

Plans and prices shown are illustrative estimates for planning purposes, not official quotes. Confirm details at Medicare.gov or with Michigan's free MMAP counselors (1-800-803-7174) before enrolling.